Presented by Tracy W Mitchell: Choosing Home Care Services That Meet Your Needs

Making the decision to hire a home care service to provide care for your loved one is an important decision and can, at the same time, be very difficult. If an illness or recovery from surgery requires nursing care or physical therapy, a physician may order skilled home care services that provide both skilled providers and personal aides. Your decision is then based on the obvious medical determinations made by the doctor. But what if you as the family caregiver must determine the extent of care needed without the help of a doctor?

 

Each home care situation is unique. In the beginning, family or friends step in to help with simple tasks and support for aging seniors who want to stay in their homes. As long term care needs progress, more time is required to manage those needs. Physical and mental conditions change with aging making usually routine hygiene and daily living activities difficult for an aging individual. Even with the healthiest of seniors, the ability to drive a car, shop for groceries or do general housekeeping eventually needs to be relinquished to the responsibility of another person.

 

In one example, Karen, would stop by her parents’ home on her way to work every morning and again on her way home from work in the evening. She checked in the morning to see that they were up and ready for the day and Karen would take a shopping list for things they needed. In the evening she delivered the needed items she had purchased during her lunch break and sometimes she fixed a meal when one was not prepared by her mother. This worked well until Karen began to notice her father did not shave or dress during the day and both parents were forgetting their medications. Karen felt more time and supervision was needed in their care but with her own family and job, she could not do it. Non-medical or personal home care services would be a good option for Karen to consider.

 

Before starting your search for a non-medical or personal home care company, determine what the care needs are and how much time each week will be required for assistance from the company. You may want to consult with the family physician and other family members as well as experienced social workers or care managers to determine needs. Most home care companies, as well, will help you do an assessment at no charge. With your care needs in hand, you are ready to begin your search.

 

The National Association for Home Care & Hospice gives the following guidelines and checklist in searching for a home care company.

 

  • How long has this provider been serving the community?
  • Does this provider supply literature explaining its services, eligibility requirements, fees, and funding sources? Many providers furnish their home care clients with a detailed “Patient Bill of Rights” that outlines the rights and responsibilities of the providers, clients, and family caregivers alike.
  • How does this provider select and train its employees? Does it protect its workers with written personnel policies and malpractice insurance? Does it protect clients from theft or abuse by bonding its employees?
  • Does this provider assign supervisors to oversee the quality of care clients are receiving in their homes? If so, how often do these individuals make visits? Who can the client and his or her family members call with questions or complaints? How does the company follow up on and resolve problems?
  • What are the financial procedures of this provider? Does the provider furnish written statements explaining all of the costs and payment plan options associated with home care?
  • What procedures does this provider have in place to handle emergencies? Are its caregivers available on notice?
  • How does this provider ensure client confidentiality?

 

If a home care company has not previously been recommended to you, ask for a list of previous clients and call for their experience with this provider.

 

Following up on these guidelines can help you determine the quality of personal care that is given. Many states license non-medical home care companies and require both legal and health standards to be maintained.

 

Read about individual home care companies in your area on the National Care Planning Council’s website http://www.longtermcarelink.net/.

About tracymitchell7tm4606

Tracy Wayne Mitchell was born in 1960 in Miami, Oklahoma and is on the Tribal Roll of the Citizen Band Potawatomi Tribe of Oklahoma. He has resided in Springfield, Missouri since 1961. He has been licensed by the State of Missouri Department of Insurance since 1995 to advise consumers on Annuity/Life and Health insurance products. Tracy was honored by American Equity Investment Life Insurance Company’s President Kevin Wingert with the “Seal of Excellence Award” for outstanding achievement. National Western Life presented Tracy with the “2014 Champion’s Club Award” at their world conference held in London, England for top performance and again in 2016 held in Puerto Rico. Tracy Wayne Mitchell has lectured and trained numerous loan officers throughout the four state area. Additionally, he has conducted a continuing education finance class held at the Lifetime Learning Center in Springfield, MO. Tracy Wayne Mitchell is owner of Mitchell & Associates Financial, LLC and its subsidiary Federal Employee Benefit Advisors LLC. He has a passion for helping retirees and those about to retire, plan for a successful retirement. He also helps veterans and federal employees better understand their benefits while providing guidance and solutions. Tracy’s articles on estate planning and retirement investing have been published in Boomer The Magazine. Tracy wrote a foreword to the book “Maximizing Your Federal Benefits” and has developed a specialty in helping federal employees better understand their benefits and make sure they are on the right track. Tracy authored his own book ”THE INFORMED FED” A Survival Guide to Federal Employee Benefits that was released in 2013 through Tandem House Publishers. The book is available for purchase at Amazon.com. You can tune into his financial radio show every Wednesday at 2 pm on Springfield Missouri’s KWTO AM 560 or stream it live at newstalk560.com. His free newsletter is available by contacting him at: 417-429-0331 Tracy Wayne Mitchell enjoys bass fishing in his time off and lives with Joy his wife of 30 years. They are members of James River Church in Ozark, MO and actively support Christian mission efforts worldwide. They have three children: Laramie Pence: Currently pursuing her Doctorate at the University of Maryland, Cooper: Investment Adviser with Dane Financial and Connor: Sophomore at OTC in Springfield, MO
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