Monthly Archives: July 2016

Why buy long term care insurance?   It will help you keep your independence and dignity and allow you to make choices. When the time comes for paying for your long term care needs, you may end up spending your … Continue reading →

If we were to ask an older person what his or her most important concerns or wishes for the future are, we would probably get a variety of different answers. But according to surveys frequently conducted among the elderly, the … Continue reading →

THE EFFECTS OF CHRONIC STRESS   Last month, we discussed how chronic stress can be dangerous to the life and health of caregivers. But it isn’t just just caregivers who experience chronic stress. The following information and advice can apply … Continue reading →

UNDERSTANDING CAREGIVER STRESS   A 2003 study of caregivers by a research team at Ohio State University has proven the off-repeated adage “stress can kill you” is true. The focus of the investigation was the effect the stress of caregiving … Continue reading →

Public Misconception Provides a False Sense of Security Surveys by organizations that support long term care planning, such as the AARP, consistently reveal that a majority of the American public thinks the government will provide long term care services when … Continue reading →

This article is a synopsis of the National Care Planning Council’s new book “The 4 steps of Long Term Care Planning.” To learn more about this book and to obtain a copy, please go to the following link: http://www.longtermcarelink.net/a16four_steps_book.htm   … Continue reading →

Life insurance and annuities are useful products that help solve problems with the estates of elderly long term care recipients. We discuss below a number of situations where these insurance products are used to rescue assets from long term care … Continue reading →

Medical Care Immediately Prior to Death In the first half of the 20th century, most people who died had an accident or contracted a disease or they had a physical disorder that inevitably lead to death. Life-saving medical interventions such … Continue reading →

As people age, they often become overly attached to their homes and even though there may be compelling reasons to find other living arrangements, these folks will go to extreme lengths to remain in their homes.   Notwithstanding the affection … Continue reading →

Services from care managers should be something that every family takes advantage of, but in reality very few families use them. Care managers could go a long ways towards helping the family find better and more efficient ways of providing … Continue reading →