Author Archives: tracymitchell7tm4606

About tracymitchell7tm4606

Tracy Wayne Mitchell was born in 1960 in Miami, Oklahoma and is on the Tribal Roll of the Citizen Band Potawatomi Tribe of Oklahoma. He has resided in Springfield, Missouri since 1961. He has been licensed by the State of Missouri Department of Insurance since 1995 to advise consumers on Annuity/Life and Health insurance products. Tracy was honored by American Equity Investment Life Insurance Company’s President Kevin Wingert with the “Seal of Excellence Award” for outstanding achievement. National Western Life presented Tracy with the “2014 Champion’s Club Award” at their world conference held in London, England for top performance and again in 2016 held in Puerto Rico. Tracy Wayne Mitchell has lectured and trained numerous loan officers throughout the four state area. Additionally, he has conducted a continuing education finance class held at the Lifetime Learning Center in Springfield, MO. Tracy Wayne Mitchell is owner of Mitchell & Associates Financial, LLC and its subsidiary Federal Employee Benefit Advisors LLC. He has a passion for helping retirees and those about to retire, plan for a successful retirement. He also helps veterans and federal employees better understand their benefits while providing guidance and solutions. Tracy’s articles on estate planning and retirement investing have been published in Boomer The Magazine. Tracy wrote a foreword to the book “Maximizing Your Federal Benefits” and has developed a specialty in helping federal employees better understand their benefits and make sure they are on the right track. Tracy authored his own book ”THE INFORMED FED” A Survival Guide to Federal Employee Benefits that was released in 2013 through Tandem House Publishers. The book is available for purchase at Amazon.com. You can tune into his financial radio show every Wednesday at 2 pm on Springfield Missouri’s KWTO AM 560 or stream it live at newstalk560.com. His free newsletter is available by contacting him at: 417-429-0331 Tracy Wayne Mitchell enjoys bass fishing in his time off and lives with Joy his wife of 30 years. They are members of James River Church in Ozark, MO and actively support Christian mission efforts worldwide. They have three children: Laramie Pence: Currently pursuing her Doctorate at the University of Maryland, Cooper: Investment Adviser with Dane Financial and Connor: Sophomore at OTC in Springfield, MO

What are the most common IRA investment options?

by Tracy W Mitchell     Many people think of an IRA (Individual Retirement Arrangement) as an investment. The fact is, an IRA is not an investment. An IRA is a “type” of money, tax qualified money that must be … Continue reading

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Attitudes towards Aging often affect Health

presented by Tracy W Mitchell     Among the myriad of wonderful ideas available to caregivers for coping with the care of a loved one, some strategies that can influence the attitude of care recipients are often neglected.  On strategy, … Continue reading

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What is a Lifetime Income benefit Rider?

by Tracy W Mitchell   A Lifetime Income Benefit Rider is a generic term for an additional benefit that can be elected at the time a Fixed Indexed Annuity is issued. The term for this additional benefit varies from company … Continue reading

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How Does Guardianship Help an Aging Senior?

presented by Tracy W Mitchell   A guardian is an agency or person legally appointed to manage the affairs of an individual who lacks the capacity to make responsible decisions concerning his or her personal matters. The primary requirement for … Continue reading

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Plan for Long Term Care Before You Need It

presented by Tracy W Mitchell     Long Term Care refers to a wide-range of medical, personal and social services for individuals who are unable to provide for their own needs for an extended period of time. This need for … Continue reading

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How Does Guardianship Help an Aging Senior?

presented by Tracy W Mitchell   A guardian is an agency or person legally appointed to manage the affairs of an individual who lacks the capacity to make responsible decisions concerning his or her personal matters. The primary requirement for … Continue reading

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Plan for Long Term Care Before You Need It

presented by Tracy W Mitchell   Long Term Care refers to a wide-range of medical, personal and social services for individuals who are unable to provide for their own needs for an extended period of time. This need for care … Continue reading

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What Is Safe Money?

by Tracy Wayne Mitchell   When you hear the term “Safe Money” what do you think of? Most would probably think of a bank account because of FDIC. The fact of the matter is bank accounts are safe. As long … Continue reading

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Seniors and Retirees, Consider Using a Reverse Mortgage

presented by Tracy Wayne Mitchell   For many seniors and retirees, the hard-earned equity in their home is their single largest asset, yet it is unavailable to use unless they take out a home-equity loan.  Conventional loans, like the home-equity, … Continue reading

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What is a Fixed Indexed Annuity?

by Tracy Wayne Mitchell   A Fixed Indexed Annuity is a type of annuity that provides a guaranteed fixed rate of return but goes one step further by giving the owner additional options to link a part or all of … Continue reading

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